Simplified Issue Life Insurance Policies

Simplified issue life insurance

As the name suggests, Simplified Issue is the simplest form of underwriting. Applicants must answer some questions about their health, but not take a medical exam. Insurers will then use third-party sources to gather additional information about applicants, such as their prescription drug history. As a result, simplified Issue, in most cases, receives instant decisions by the insurance company, unlike the Fully Underwritten process, which can take months.

Term Life Whole Life Universal Life Mortgage Protection

Getting an accurate quote is easier than you might think. You no longer have to wait months for a decision from an insurance company. I represent many A-Rated Insurance Companies. This allows me to shop for the best option for you. I have programs for all situations. From great health to poor health!